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¿Ganaste una beca de fuera de tu escuela? Aquí está la regla federal, qué hacer y lo que dice cada escuela de Arizona con sus propias palabras.
Toda tu ayuda junta no puede pasar el costo de asistencia de tu escuela, y la ayuda basada en necesidad no puede pasar tu necesidad. Si una beca externa te pasa del límite, la escuela tiene que ajustar tu paquete de ayuda.
Casi nunca pierdes dinero en total. La beca puede reemplazar un préstamo que tendrías que pagar.
“The general rule in packaging is that the student’s need-based aid must not exceed the student’s financial need, and total financial aid and other financial assistance (OFA) must not exceed the student’s cost of attendance (COA). If you discover that a student’s aid package exceeds the student’s financial need or COA, you must attempt to adjust the aid package to eliminate the overaward.”
“A scholarship will affect your other student aid because all your student aid added together can’t be more than your cost of attendance at your college or career school.”
“you’ll need to let your school know if you’ve been awarded a scholarship so that the financial aid office can subtract that amount from your cost of attendance (and from certain other aid, such as loans, that you might have been offered).”
“For instance, the student may receive a scholarship or grant from an outside organization. When an overaward situation arises, you may be required to adjust the Title IV aid in the student’s package in order to eliminate the overaward.”
“Overawards only become overpayments if a school cannot correct the overaward before funds are disbursed to a student.”
“The school should first reduce the student’s level of borrowing, beginning with any unsubsidized loans.”
“Campus-Based aid need not be reduced if the overaward doesn’t exceed $300, which is the overaward threshold for all Campus-Based programs.”
Elige tus escuelas para ver solo esas. Las escuelas que elegiste en “Después de enviar el FAFSA” también se eligen aquí.
Tus escuelas se leen solo de este dispositivo. No se envía nada.
El texto de cada escuela está en inglés, como lo publica.
Tus escuelas
Se muestran todas las escuelas. Elige las tuyas para ver solo esas.
Revisado en noviembre de 2026. Las reglas cambian; abre el enlace de la escuela antes de confiar en ellas.
Cómo afecta tus otras ayudas
“To resolve an overaward, ASU must adjust your scholarships according to federal regulations. This might mean reducing or canceling some of your aid, which could lead to a bill on your account if your aid has already been disbursed.”
Cuándo se aplica el dinero
“Private scholarships will not disburse unless the student is enrolled full time (undergraduate 12 credits, graduate 9 credits).”
Si un patrocinador le paga a la escuela
“ASU will bill approved governmental and third-party sponsors for your tuition and fees. Qualifying sponsors include approved corporations, vocational rehabilitation offices and government agencies including Military Tuition Assistance, Veterans Affairs (VA) and embassies located in the U.S.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
Las páginas de esta escuela dicen cosas distintas
Whether ASU accepts mailed paper scholarship checks
4 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Financial Aid and Scholarship Services 1-855-278-5080
Primero se reducen los préstamos.
¿Tienes que reportarla?
“Students are responsible for notifying OSFA as soon as they are aware of additional aid they will receive. This allows OSFA to coordinate the additional aid with the financial aid already offered to the student.”
Qué ayuda se reduce
“Undisbursed loans will be reduced before any reduction is made to other awards.”
Cómo mandar el cheque
“Make checks payable to the University of Arizona. ... Please send both the check AND Scholarship Designation form together to: Office of Scholarships and Financial Aid PO Box 210066, Room 208 Tucson, AZ 85721-0066”
Cuándo se aplica el dinero
“Scholarship donor funds are typically processed in 1-2 weeks once received. Processing times increase at the start of each semester (August and January) due to increased scholarship check volume.”
3 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Office of Scholarships & Financial Aid (520) 621-1858
¿Tienes que reportarla?
“Inform OSFA of any outside scholarships, assistantships, or additional resources you receive as soon as you become aware of them.”
Cómo afecta tus otras ayudas
“These awards can be combined with other outside tuition scholarships as long as it does not exceed the cost of tuition. They cannot be combined with other tuition scholarships offered at NAU.”
Cómo mandar el cheque
“Donors sending a scholarship check for a specific student (or several students) must send the check, made out to: Northern Arizona University Office of Scholarships and Financial Aid PO Box 4108 Flagstaff, AZ 86011”
Cuándo se aplica el dinero
“All third-party, private donor scholarship checks should be received in our office no later than July 1 for the fall term and Dec. 1 for the spring term to ensure they are posted to the student’s account prior to fall disbursement.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
3 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: scholarships@nau.edu
Cómo mandar el cheque
“Send external scholarship checks directly to the ERAU Financial Aid Office at 3700 Willow Creek Road, Prescott, AZ 86301, to have the funds applied to your university account. Make checks payable to Embry‑Riddle Aeronautical University, and be sure to include the student’s full name and ID number on the check or in a letter attached to the check.”
Cuándo se aplica el dinero
“Donors should specify which semester(s) the funds should be applied to in addition to any minimum enrollment requirement for disbursement.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
5 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Prescott Financial Aid Office prfinaid@erau.edu, 833-783-0397
¿Tienes que reportarla?
“If you receive additional outside assistance, you must report these amounts to GCU via the Additional Funding Sources document available for you to complete electronically through your Student Portal.”
Cómo reportarla
“Students who receive additional outside assistance must report this fact to the Office of Financial Aid through their assigned Student Services Counselor.”
Cómo afecta tus otras ayudas
“GCU also posts outside scholarship opportunities to help you supplement your education. These scholarships may be combined with GCU scholarships to cover tuition and other expenses.”
Cómo mandar el cheque
“All outside scholarships, Native American services and student payments should be made out to : Grand Canyon University Attn: Student Accounting P.O. Box 11590 Phoenix, AZ 85061”
Si un patrocinador le paga a la escuela
“All employer payments or 529 payments should be made out to : Grand Canyon University Attn: Accounting Services 3300 W. Camelback Road, Building 71 Phoenix, AZ 85017”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
2 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Outside Scholarships: StudentAccounting@gcu.edu (W-9 requests)
Primero se ajustan los préstamos, no la beca Pell.
¿Tienes que reportarla?
“Additional assistance received by a student from ANY source since filing their financial aid application must be reported to the Financial Aid Office. Additional assistance could include, but is not limited to, outside donor scholarships, tribal monies paid directly to students or on their behalf, and awards.”
Cómo reportarla
De la página de Mesa Community College
“Please notify the Financial Aid Office that you will be receiving a scholarship to ensure your scholarship is processed in a timely manner and avoid any class cancellations. Please provide a copy of your scholarship award letter to our office.”
Qué ayuda se reduce
De la página de Mesa Community College
“In the case of an overaward, federal regulations require MCC to adjust non-need based aid (loans) to correct the overaward. In some cases the adjustment may result in a reduction of a loan or other aid excluding the Pell grant in order to award the scholarship which is the free money in place of the loan.”
Cómo afecta tus otras ayudas
“Here are some examples of why you might have to repay all or part of a grant: ... Receiving outside scholarships or grants that reduce your need”
Cómo mandar el cheque
De la página de Mesa Community College
“If you have a scholarship check that needs to be submitted to MCC, our address is below. If the check is made out to you and MCC, please sign the back of the check before mailing it. You might also want to take a picture of the check for your records. Mesa Community College Attn: Financial Aid 1833 W Southern Ave Mesa, AZ 85202”
Cuándo se aplica el dinero
De la página de Mesa Community College
“Once a scholarship award letter is submitted to our office, we will extend your tuition due date up to seven weeks after the semester has begun as a courtesy to allow enough time for your scholarship to be processed.”
Si un patrocinador le paga a la escuela
“A Third-Party Tuition Authorization is a written document notifying your college that an outside organization or agency (third party) will pay part or all of your college tuition and fees. If the organization or agency does not pay the authorized amount, you will be responsible for the balance.”
Oficina de ayuda financiera: Maricopa Financial Aid answer center 480-731-8900; scholarships@domail.maricopa.edu
¿Tienes que reportarla?
“For awards sent to you directly, you may deposit the check in your account, and you must report the aid to the Financial Aid Office”
Cómo reportarla
“If the check is sent directly to you, you may deposit the check in your account, but you must report the aid to the Office of Financial Aid and Scholarships via email at scholarships@pima.edu.”
Cómo mandar el cheque
“Scholarship checks should be made payable to Pima Community College and should include the recipient's name(s) and student ID number(s) on the memo line. Please attach the applicable award letter and/or the completed Scholarship Designation Form . ... Note : making checks co-payable between the student and the college are not accepted and will be returned to the sender. Please mail all scholarship checks and the completed Scholarship Designation Form to: ... Pima Community College Attn: Office of Financial Aid and Scholarships (OFAS), AH-140 1255 N. Stone Ave. Tucson, AZ 85709-3013”
Cuándo se aplica el dinero
“Please allow 7-10 business days for the funds to be processed and applied to student account balances. Scholarship disbursements may occur one day prior to the start of the term.”
Si un patrocinador le paga a la escuela
“As a courtesy to our students, Pima will bill approved governmental and third-party sponsors for student tuition and fees. Qualifying sponsors include approved corporations, vocational rehabilitation offices, and government agencies including Military Tuition Assistance.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
2 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Office of Financial Aid and Scholarships: scholarships@pima.edu, 520.206.4950
Se ajusta tu préstamo.
¿Tienes que reportarla?
“Notify the Financial Aid office of any additional assistance received not shown on the award letter”
Qué ayuda se reduce
“Loan Adjustments: If you have received a loan and other funding is awarded, which brings you to a negative unmet need, your loan award will be adjusted accordingly. In other words, if you have received $500 in loan and you get a $200 scholarship after the loan has been paid, which brings your unmet need to a negative $200, we need to return $200 from the loan payment. You are not allowed to receive more than the cost of attendance (unmet need).”
5 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: financialaid@azwestern.edu; (928) 344-7634
No hay un orden fijo: la escuela revisa tu caso para decidir qué ayuda reduce, y puede ser la Pell.
Qué ayuda se reduce
“Students are allowed to be awarded up to their COA. When a student’s award package totals, or exceeds their COA, we will review the students’ record to determine which award will be reduced. Depending on the timing of when all awards are posted or disbursed, this review may result in the reduction of a student's eligible Pell grant.”
Si un patrocinador le paga a la escuela
“Third-party billing may be used when an employer, vocational rehabilitation program, workers’ compensation provider, or another approved organization pays tuition. How to begin Email the Bursar at bursar@yc.edu . The sponsor completes the required Third-Party Agreement. The sponsor submits authorization through the secure form provided by the Bursar. Authorizations are generally processed within two business days after receipt.”
5 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: financial.aid@yc.edu; 928-776-2152 (Financial Aid); bursar@yc.edu; 928-776-2124 (Student Accounts and Bursar)
Si un patrocinador le paga a la escuela
“The agency is responsible for submitting an authorization letter to Student Accounts prior to the semester starting. Letters received after courses start may be delay invoice processing. Once an invoice is created and sent to the agency, they will be responsible for the total amount due.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
6 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: finaid@centralaz.edu; Student.Accounts@Centralaz.edu; 520-494-5240 (Student Accounts)
Cómo mandar el cheque
“Make checks payable to Cochise College. Please send both the form and check together to: Cochise College Attn: Business Office 901 North Colombo Ave. Sierra Vista, AZ 85635-2317”
Cuándo se aplica el dinero
“For those scholarships that are not offered through the Foundation (external scholarships), if the donor does not specify how funds are to be paid, it is the policy of the Financial Aid Office that the funds be equally split between the fall and spring terms.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
5 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Financial Aid: finaid@cochise.edu, (520) 515-5417; Business Office: svbo@cochise.edu, (520) 515-5416
¿Tienes que reportarla?
“Reporting any additional assistance from non-institutional sources such as scholarships, loans, educational benefits, and V.A. benefits to the Financial Aid Office.”
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
6 de 7 temas no están en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda.
Oficina de ayuda financiera: Financial Aid and Veteran Services: finaid@eac.edu, (928) 428-8472
Qué ayuda se reduce
Esta escuela no publica qué ayuda se reduce primero. Pregunta en la oficina de ayuda, y pregunta si pueden reducir primero los préstamos.
Si el cambio te afecta, puedes pedir una revisión: cómo apelar tu ayuda
No encontramos ninguna de estas reglas en las páginas públicas de esta escuela. Pregunta en la oficina de ayuda cómo maneja las becas externas.
Oficina de ayuda financiera: Financial Aid: finaid@coconino.edu, 928-226-4219